Top Organizations to Join If You Want To Make a Difference in the World

As a mechanical engineer you probably already have your hands full at work.  Mechanical engineers are important for shaping the world and for developing sustainable equipment, machinery and systems.  It isn’t the easiest job out there and some mechanical engineers spend a lot of time on physical labor in order to get the job done right.  If you are hands on person who loves to get involved to help make the world a better place then there are quite a few organizations you can join on the sideline.

Top Organizations to Join If You Want To Make a Difference in the World

The Foundation for Defense of Democracies

The Foundation for Defense of Democracies is an organization that fights terrorism and promotes freedom.  They are constantly engaged in international negotiations to get other countries to sign contracts with them against countries that are attempting to engage in nuclear practices such as Iran.  For example, the FDD have requested many countries to practice sanctions against Iran in which all of these countries refuse to trade with Iran in order to get them to agree to nuclear terms.  They are helping to keep America and other countries as safe as possible and are definitely worth your support.

The Salvation Army

The Salvation Army is part of the Christian church and government practice.  This organization does wonders for people all over America because they use their core Christian standards to try and care for those in need.  They support groups like;

Children in need – This includes children who are disabled, comes from abusive homes, are left orphaned and who live below the poverty line.

Women in need – Women who come from an abusive relationship or who are suddenly left to raise children all on their own can get support from this organization in the form of education, housing or food.

Families in need – Low income families can now raise their children themselves by getting housing and financial support from this organization.

The Salvation Army provides support in many different forms such as education, housing, food, and clothing and in some cases they will even provide financial assistance to keep families and siblings together.

ASPCA

If you love to save animals then you can always lend your expertise and support to the American Society for the Prevention of Cruelty to Animals (ASPCA).  You can either use your expertise to create workable solutions to organizations like these or you can donate money or assistance to these organizations while they fight those who are abusive towards animals or who use animals for product testing.

There are thousands of organizations who can benefit from the help of a mechanical engineer.  Any support in any form such as constructive, emotional, physical or financial will be great to organizations like these because it is only together that you and the world will make a difference in problematic situations.  Your life will be much more rewarding if you partake in extracurricular activities and you will make the most out of your career because you will push your engineering skills to the limit and perhaps land a much higher position when more and more people are hearing your name and learning of your exceptional skills.

Mortgage Tips for First Time Buyers Who Are Mechanical Engineers

Buying your first house is an exciting experience. You will finally have a home that you can call your home and do with it whatever you wish. However, before you can purchase a house and move into it, you need to have the money to pay for it. While you will certainly want everything to be perfect from a mechanical engineers point of view, you should never lose sight of other important factors.

It can be a stressful process when you are applying for a mortgage. Having not gone through the process before, you won’t know what details you need to provide and what precautions you need to take.

Mortgage Tips for First Time Buyers Who Are Mechanical Engineers

This is why you should always deal with reputable and licensed mortgage brokers in the Melbourne area when you are looking to apply for a mortgage. What you do before applying for a mortgage can make or break the chances of your application being accepted. Here is some advice to keep in mind, which can help you get an approved mortgage.

Be In Full Time Employment

While this may sound obvious, it is one of the most important factors that lenders consider. You need to be working in a job that has consistent hours and pay. You also need to have a stable position in the job as well as having an optimistic future. If you are an independent engineer that works on a freelancer basis, this can often work against you.

If a person is constantly moving between different jobs, this sets off warning bells to lenders. They will question whether this individual is reliable enough to meet the regular mortgage repayments if they are constantly switching employers.

Identify Exactly How Much You Need To Borrow

You don’t want to borrow too much or too little when you are trying to buy a house. It is important that you have a set budget when it comes to buying a house.

By discussing with your mortgage broker about how much you can reasonably expect to get from the lender, you will be able to tailor your application. If you cannot gain enough capital, you need to move onto another party.

Have a Detailed Plan for the Six Months Before You Apply

It is very important that you are organised and have all of your affairs well in order. The normal recommendation is to plan six months in advance of your application in order to get your financial situation cleaned up.

You should create detailed records and documentation of all of the important variables that the lender will consider such as savings record and repayment capacity. You need to be able to show the lender how you can make consistent payments of the correct amount on a regular basis such as rent payments. You should make sure that all transactions have a paper trail.

Lenders will not take into account cash payments for things such as rent.

Avoid Extravagant Purchases and Short Term Loans

You don’t want there to be a recent record of this type of activity. Lenders want to deal with someone who is disciplined with their finances and not prone to making substantial impulse purchases.

Every month, you need to ensure that your credit balance is at zero and that you have no other outstanding debts.